Dutch · B2 (Upper Intermediate)
Banking in Dutch: Words & Phrases
Quick answer: The most useful Dutch words for banking are de belastingvrije voet (tax-free allowance (Box 3)), box 3 (wealth tax box (savings & investments in NL tax)) and de automatische overschrijving (standing order). The full Dutch banking phrase list with example sentences is below.
The essential Dutch vocabulary for banking, with example sentences and English translations. This is B2 (Upper Intermediate) material — exactly the kind of practical language you need when you're learning Dutch to live, work, or settle abroad.
Source: Language Lab's Dutch curriculum (vocabulary & example sentences). · Join the beta →
Key banking vocabulary
| Dutch | English |
|---|---|
| de belastingvrije voet | tax-free allowance (Box 3) |
| box 3 | wealth tax box (savings & investments in NL tax) |
| de automatische overschrijving | standing order |
| de kredietwaardigheid | creditworthiness |
| de spaarrekening | savings account |
| het aandeel | the share / stock |
| de beleggingsrekening | investment account |
| het spaarplan | savings plan |
| de belastingaangifte | the tax return |
| de dividendbelasting | dividend tax |
Example sentences
Ik moet vermogen in box 3 opgeven.
I have to declare my wealth in Box 3.
Ik doe mijn belastingaangifte in maart.
I file my tax return in March.
Ik heb een automatische overschrijving voor de huur.
I have a standing order for the rent.
Een goede kredietwaardigheid is belangrijk voor een lening.
Good creditworthiness is important for a loan.
Mijn spaarrekening heeft twee procent rente.
My savings account has two percent interest.
Ik beleg in aandelen via een ETF.
I invest in shares via an ETF.
How to actually learn these
Reading a vocabulary list is not the same as being able to use the words when it counts. Research on adult language acquisition consistently shows that vocabulary retained through contextual use — hearing a word, producing it under mild pressure, and being corrected when you get it wrong — transfers to real speech far more effectively than passive list review. The fastest way to make vocabulary like this stick is to practise it in the actual conversations where it comes up: not drills, but a real back-and-forth where you have to retrieve the word and say it aloud. Language Lab turns vocabulary like this into voiced, real-life scenarios with Sonia, a live AI language tutor who holds real conversations, corrects you in context, and remembers the specific words you keep getting wrong across sessions. The vocabulary stops being something you read and becomes something you say — automatically, under pressure, when you actually need it.
Practice Dutch that actually sticks.
Language Lab teaches the Dutch you need to live abroad — with a live AI tutor. Coming soon.
Join the beta →