Spanish · B1 (Intermediate)
Banking in Spanish: Words & Phrases
Quick answer: The most useful Spanish words for banking are la cuenta corriente (the current account), retirar (to withdraw) and ingresar (to deposit). The full Spanish banking phrase list with example sentences is below.
The essential Spanish vocabulary for banking, with example sentences and English translations. This is B1 (Intermediate) material — exactly the kind of practical language you need when you're learning Spanish to live, work, or settle abroad.
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Key banking vocabulary
| Spanish | English |
|---|---|
| la cuenta corriente | the current account |
| retirar | to withdraw |
| ingresar | to deposit |
| la transferencia | the bank transfer |
| el descubierto | the overdraft |
| el extracto bancario | the bank statement |
| la domiciliación | the direct debit |
| las comisiones | bank commissions / charges |
| el tipo de interés | the interest rate |
| el préstamo | the loan |
Example sentences
He abierto una cuenta corriente en Santander.
I have opened a current account at Santander.
Quiero retirar 200 euros.
I would like to withdraw 200 euros.
Hago una transferencia para pagar el alquiler.
I make a bank transfer to pay the rent.
Mi cuenta está en descubierto.
My account is overdrawn.
Tengo la luz domiciliada.
I have my electricity on direct debit.
Busco una cuenta sin comisiones.
I am looking for a commission-free account.
How to actually learn these
Reading a vocabulary list is not the same as being able to use the words when it counts. Research on adult language acquisition consistently shows that vocabulary retained through contextual use — hearing a word, producing it under mild pressure, and being corrected when you get it wrong — transfers to real speech far more effectively than passive list review. The fastest way to make vocabulary like this stick is to practise it in the actual conversations where it comes up: not drills, but a real back-and-forth where you have to retrieve the word and say it aloud. Language Lab turns vocabulary like this into voiced, real-life scenarios with Sonia, a live AI language tutor who holds real conversations, corrects you in context, and remembers the specific words you keep getting wrong across sessions. The vocabulary stops being something you read and becomes something you say — automatically, under pressure, when you actually need it.
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